Merchant Cash Advance (MCA) companies are quick to pile on funding when revenue looks strong—but the daily and weekly withdrawals quickly become unsustainable. Businesses carrying $500k to $10M in MCA debt are more common than you’d think, and many find themselves buried under repayment terms that eat cash flow alive.
If you’re here, you already know the truth: MCA debt isn’t a “loan.” It’s a sale of your future revenue, and the repayment structure is designed to keep you trapped.
The Problem with MCA Debt at Scale
- Daily/weekly payments strip liquidity
- Stacking multiple MCAs multiplies exposure fast
- Hidden fees and effective interest often exceed 200% APR
- Lawsuits, judgments, and account restraints hit quickly once payments slip
At this level, missing a payment isn’t a small issue—it can trigger bank account freezes, lawsuits, and the collapse of normal business operations.
The ACE Solution: One Term Loan. One Payment.
At Advance Consolidation Experts (ACE), we specialize in MCA debt consolidation for businesses facing $500k to $10M in obligations. We restructure debt into a single, manageable term loan—allowing you to regain control of your cash flow.
✅ ONE monthly payment instead of dozens of daily withdrawals
✅ 70–80% average reduction in payments, with some clients seeing as much as 90%
✅ Private lending flexibility—we act where banks and SBA lenders won’t
Who Qualifies?
Our clients typically carry between $500k and $10M in MCA debt. If you’re in this range, you already know that traditional lenders won’t touch your situation. That’s where ACE steps in—with private lending designed specifically for businesses trapped in MCA cycles.
Don’t Wait Until It’s Too Late
MCA debt grows fast, and the legal consequences come faster. The longer you wait, the fewer options remain.
📞 Call ACE today at 702.735.9800 or visit consolidatewithace.com.
Let’s consolidate your MCA debt into one payment and get your business back in control.
